h3 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-weight: normal;
	color: #000000;
}
h1 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 16px;
	font-weight: bold;
	color: #00437c;
}
.main {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #000000;
}
.sml {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 10px;
	color: #000000;
}

li {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #000000;
}

h2 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 14px;
	font-weight: normal;
	color: #000000;
}
.contact {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 14px;
	font-weight: normal;
	color: #000000;
}
BODY { 
	background-image: url(img/lbg.gif);
	background-repeat: repeat-y;
}
.heading {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 16px;
	font-weight: bold;
	color: #00437c;
}
#outerwrapper {
    text-align: left;
	margin-right: auto;
	margin-left: auto;
	margin-bottom: 0px;
	width: 990px;
	height: 100%;
	z-index: 1;
}
#innerwrapper {
	position: relative;
	z-index: 5;
	height: 550px;
	width: 990px;
	left: 0px;
	top: 0px;
	background-repeat: no-repeat;
	margin-top: 0px;
	padding-bottom: 10px;
}